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(compliance with the Duty to Inform, as set out in Article 53 of Decree-Law No. 81-C/2017 of June 7)
Espaços – Sociedade de Mediação Imobiliária Lda, with NIPC 507292073 and registered office at Avenida General Humberto Delgado, No. 88, 6000-081 Castelo Branco, carries out the activity of Credit Intermediary, registered with the Bank of Portugal.
(compliance with the Duty to Inform, as set out in Article 53 of Decree-Law No. 81-C/2017 of June 7)
Espaços – Sociedade de Mediação Imobiliária Lda, with NIPC 507292073 and registered office at Avenida General Humberto Delgado, No. 88, 6000-081 Castelo Branco, carries out the activity of Credit Intermediary, registered with the Bank of Portugal.
Registration number and verification at Banco de Portugal – 0003848
https://www.bportugal.pt/intermediariocreditofar/espacos-sociedade-de-mediacao-imobiliaria-lda
Credit Intermediary Category – Tied Credit Intermediary
Exclusivity regime – No
Contacts
Email: intermediarios_credito@espacos.pt
Telephone: +351 219 553 333
Addresses of branches open to the public
Av. General Humberto Delgado, Nº 88, 6000-081 Castelo Branco
Praceta José Régio, 14 A, 2695-050 Bobadela LRS
Via do Oriente Nº 5.02.01 D, 1990-514 Lisboa
Registration number and verification at Banco de Portugal – 0003848
https://www.bportugal.pt/intermediariocreditofar/espacos-sociedade-de-mediacao-imobiliaria-lda
Credit Intermediary Category – Tied Credit Intermediary
Exclusivity regime – No
Contacts
Email: intermediarios_credito@espacos.pt
Telephone: +351 219 553 333
Addresses of branches open to the public
Av. General Humberto Delgado, Nº 88, 6000-081 Castelo Branco
Praceta José Régio, 14 A, 2695-050 Bobadela LRS
Via do Oriente Nº 5.02.01 D, 1990-514 Lisboa
Lenders with whom you have a binding contract
Lenders with whom you have a binding contract
Novo Banco, SA
Caixa Geral de Depósitos, SA
We are credit intermediary number 0003848 authorized by the Bank of Portugal.
We are credit intermediary number 0003848 authorized by the Bank of Portugal.
Banco CTT, SA
Bankinter, S.A - Sucursal em Portugal
Banco Santander Totta, S.A
Banco BPI, SA
Union de Créditos Inmobiliários, SA, Establecimiento Financiero de Crédito (Sociedad Unipersonal) – Sucursal em Portugal
Banco Bic Português, SA
Crédito Agricola - Caixa Central
Credit Intermediation Services authorized by the Bank of Portugal
- Presentation or proposal of credit agreements to consumers;
- Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them.
Identity of the entity guaranteeing civil liability for credit activity
Hiscox SA - Branch in Portugal
Insurance Contract No. 2511645, valid until 05/09/2023
Total restriction on receiving payments
Espaços is prohibited from receiving or delivering any amounts related to the formation, execution and early repayment of credit agreements. The existence and value of commissions or other incentives to be paid by the creditor to the Credit Intermediary will be provided in the European Standardized Information Sheet (ESIS) foreseen in the legislation applicable to that type of credit agreement.
Supervisory Entity for Credit Intermediation Activity - Bank of Portugal
Dispute Resolution Centers
Consumer Center – National Center for Information and Arbitration of Consumer Disputes
File Complaints
intermediarios_credito@espacos.pt
www.bportugal.com
Credit Intermediation Services authorized by the Bank of Portugal
- Presentation or proposal of credit agreements to consumers;
- Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them.
Identity of the entity guaranteeing civil liability for credit activity
Hiscox SA - Branch in Portugal
Insurance Contract No. 2511645, valid until 05/09/2023
Total restriction on receiving payments
Espaços is prohibited from receiving or delivering any amounts related to the formation, execution and early repayment of credit agreements. The existence and value of commissions or other incentives to be paid by the creditor to the Credit Intermediary will be provided in the European Standardized Information Sheet (ESIS) foreseen in the legislation applicable to that type of credit agreement.
Supervisory Entity for Credit Intermediation Activity - Bank of Portugal
Dispute Resolution Centers
Consumer Center – National Center for Information and Arbitration of Consumer Disputes
File Complaints
intermediarios_credito@espacos.pt
www.bportugal.com
